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T&C PN

Earnings Disclaimer & Privacy Policy

Last updated: October 14, 2025

FTC Earnings Disclaimer

In the interest of being FTC compliant…

You should assume that if you click on any link on PhilosophersNotes.com at any time, we will make money. And if we're not receiving financial rewards from the links and products mentioned on this site, then you should assume that we are getting other major benefits. Finally, if we mention any product or service of any type, you should assume that we got a copy of said product or service for free and that this monetary relationship has completely altered everything that we have said about it.

Overview

Thank you for choosing to be part of our community at Heroic Enterprises, Public Benefit Corporation ("Company", "we", "us", "our"). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice, or our practices with regards to your personal information, please contact us at [email protected] 

When you visit our website https://www.philosophersnotes.com/ (the "Website"), and more generally, use any of our services (the "Services", which include the Website), we appreciate that you are trusting us with your personal information. We take your privacy very seriously. In this privacy notice, we seek to explain to you in the clearest way possible what information we collect, how we use it and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our Services immediately.

This privacy notice applies to all information collected through our Services (which, as described above, includes our Website), as well as, any related services, sales, marketing or events.

 Please read this privacy notice carefully as it will help you understand what we do with the information that we collect.

Table of Contents

  1. WHAT INFORMATION DO WE COLLECT?
  2. HOW DO WE USE YOUR INFORMATION?
  3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
  4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
  5. DO WE USE GOOGLE MAPS?
  6. HOW LONG DO WE KEEP YOUR INFORMATION?
  7. HOW DO WE KEEP YOUR INFORMATION SAFE?
  8. WHAT ARE YOUR PRIVACY RIGHTS?
  9. CONTROLS FOR DO-NOT-TRACK FEATURES
  10. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
  11. DO WE MAKE UPDATES TO THIS NOTICE?
  12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
  13. HOW CAN YOU REVIEW, UPDATE OR DELETE THE DATA WE COLLECT FROM YOU?

1. What information do we collect?

Personal information you disclose to us

In Short: We collect personal information that you provide to us

We collect personal information that you voluntarily provide to us when you register on the Website, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Website (such as by posting messages in our online forums or entering competitions, contests or giveaways) or otherwise when you contact us.

The personal information that we collect depends on the context of your interactions with us and the Website, the choices you make and the products and features you use. The personal information we collect may include the following:

Personal Information Provided by You. We collect names; phone numbers; email addresses; mailing addresses; usernames; passwords; billing addresses; debit/credit card numbers; contact preferences; user images; user comments/posts; and other similar information.

Payment Data. We may collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by Stripe, ProfitWell, Onboardflow, Apple Store and Google Play. You may find T&C PN 2 their privacy notice link(s) here: https://stripe.com/privacy, https://www.profitwell.com/privacypolicy, https://onboardflow.com/legal/privacy/, https://www.apple.com/legal/privacy/enww/ and https://policies.google.com/privacy?hl=en

All personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information.

Information automatically collected

In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Website.

We automatically collect certain information when you visit, use or navigate the Website. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Website and other technical information. This information is primarily needed to maintain the security and operation of our Website, and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies.

The information we collect includes:

  • Log and Usage Data. Log and usage data is service-related, diagnostic, usage and performance information our servers automatically collect when you access or use our Website and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type and settings and information about your activity in the Website (such as the date/time stamps associated with your usage, pages and files viewed, searches and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called "crash dumps") and hardware settings).
  • Device Data. We collect device data such as information about your computer, phone, tablet or other device you use to access the Website. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model Internet service provider and/or mobile carrier, operating system and system configuration information.
  • Location Data. We collect location data such as information about your device's location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Website. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. Note however, if you choose to opt out, you may not be able to use certain aspects of the Services.

AI Coach

We value your privacy and are committed to protecting your data. All user data, including questions and replies, is securely stored in a private database accessible only to our authorized team members. This information is not monitored in real-time and is only reviewed if necessary for purposes such as optimizing the AI or improving our services. Rest assured, your interactions remain confidential and are handled with the utmost care to ensure your trust and security.”

2. How do we use your information?

In Short: We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent.

We use personal information collected via our Website for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.

We use the information we collect or receive:

  • To facilitate account creation and logon process. If you choose to link your account with us to a third-party account (such as your Google or Facebook account), we use the information you allowed us to collect from those third parties to facilitate account creation and logon process for the performance of the contract.
  • To post testimonials. We post testimonials on our Website that may contain personal information. Prior to posting a testimonial, we will obtain your consent to use your name and the content of the testimonial. If you wish to update, or delete your testimonial, please contact us at [email protected] and be sure to include your name, testimonial location, and contact information.
  • Request feedback. We may use your information to request feedback and to contact you about your use of our Website
  • To enable user-to-user communications. We may use your information in order to enable user-to-user communications with each user's consent.
  • To manage user accounts. We may use your information for the purposes of managing our account and keeping it in working order.
  • To send administrative information to you. We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.
  • To protect our Services. We may use your information as part of our efforts to keep our Website safe and secure (for example, for fraud monitoring and prevention).
  • To enforce our terms, conditions and policies for business purposes, to comply with legal and regulatory requirements or in connection with our contract.
  • To respond to legal requests and prevent harm. If we receive a subpoena or other legal request, we may need to inspect the data we hold to determine how to respond.
  • Fulfill and manage your orders. We may use your information to fulfill and manage your orders, payments, returns, and exchanges made through the Website.
  • Administer prize draws and competitions. We may use your information to administer prize draws and competitions when you elect to participate in our competitions.
  • To deliver and facilitate delivery of services to the user. We may use your information to provide you with the requested service.
  • To respond to user inquiries/offer support to users. We may use your information to respond to your inquiries and solve any potential issues you might have with the use of our Services.
  • To send you marketing and promotional communications. We and/or our third-party marketing partners may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. For example, when expressing an interest in obtaining information about us or our Website, subscribing to marketing or otherwise contacting us, we will collect personal information from you. You can opt-out of our marketing emails at any time (see the "WHAT ARE YOUR PRIVACY RIGHTS" below).
  • Deliver targeted advertising to you. We may use your information to develop and display personalized content and advertising (and work with third parties who do so) tailored to your interests and/or location and to measure its effectiveness.

3. Will your information be shared with anyone?

In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.

We may process or share your data that we hold based on the following legal basis:

  • Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.
  • Legitimate Interests: We may process your data when it is reasonably necessary to achieve our legitimate business interests.
  • Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.
  • Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).
  • Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.

More specifically, we may need to process your data or share your personal information in the following situations:

  • Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Other Users. When you share personal information (for example, by posting comments, contributions or other content to the Website) or otherwise interact with public areas of the Website, such personal information may be viewed by all users and may be publicly made available outside the Website in perpetuity. Similarly, other users will be able to view descriptions of your activity, communicate with you within our Website, and view your profile.

4. Do we use cookies and other tracking technologies?

In Short: We may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy.

5. Do we use Google Maps?

In Short: Yes, we use Google Maps for the purpose of providing better service.

We use Google Maps APIs (which is subject to Google’s Terms of Service) as part of the Optimize Oasis community platform. You may find the Google Maps APIs Terms of Service here. To find out more about Google’s Privacy Policy, please refer to this link. We obtain and store on your device ("cache") your location. You may revoke your consent anytime by contacting us at the contact details provided at the end of this document.

6. How long do we keep your information?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

7. How do we keep your information safe?

In Short: We aim to protect your personal information through a system of organizational and technical security measures.

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security, and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Website is at your own risk. You should only access the Website within a secure environment.

8. What are your privacy rights?

 In Short: In some regions, such as the European Economic Area, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.

In some regions (like the European Economic Area), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. To make such a request, please use the contact details provided below. We will consider and act upon any request in accordance with applicable data protection laws.

If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time. Please note however that this will not affect the lawfulness of the processing before its withdrawal, nor will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.

If you are a resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.

If you are a resident in Switzerland, the contact details for the data protection authorities are available here: https://www.edoeb.admin.ch/edoeb/en/home.html.

If you have questions or comments about your privacy rights, you may email us at [email protected]

Account Information

If you would at any time like to review or change the information in your account or terminate your account, you can reach out to the team at [email protected]

Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with applicable legal requirements.

Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Website. To opt-out of interest-based advertising by advertisers on our Website visit http://www.aboutads.info/choices/.

Opting out of email marketing: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below. You will then be removed from the marketing email list — however, we may still communicate with you, for example to send you servicerelated emails that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes. To otherwise optout, you may:

  • Access your account settings and update your preferences.
  • Contact us using the contact information provided.

9. Controls for Do-Not-Track features

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.

10. Do California residents have specific privacy rights?

In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.

California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

If you are under 18 years of age, reside in California, and have a registered account with the Website, you have the right to request removal of unwanted data that you publicly post on the Website. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Website, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g. backups, etc.).

CCPA Privacy Notice

The California Code of Regulations defines a "resident" as:

(1) every individual who is in the State of California for other than a temporary or transitory purpose and

(2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose

All other individuals are defined as "non-residents."

If this definition of "resident" applies to you, we must adhere to certain rights and obligations regarding your personal information.

What categories of personal information do we collect?

We have collected the following categories of personal information in the past twelve (12) months:

Category Examples Collected
A. Identifiers Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address and account name YES
B. Personal information categories listed in the California Customer Records statute Name, contact information, education, employment, employment history and financial information YES
C. Protected classification characteristics under California or federal law Gender and date of birth YES
D. Commercial information Transaction information, purchase history, financial details and payment information YES
E. Biometric information Fingerprints and voiceprints NO
F. Internet or other similar network activity Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems and advertisements YES
G. Geolocation data Device location YES
H. Audio, electronic, visual, thermal, olfactory, or similar information Images and audio, video or call recordings created in connection with our business activities NO
I. Professional or employment-related information Business contact details in order to provide you our services at a business level, job title as well as work history and professional qualifications if you apply for a job with us NO
J. Education Information Student records and directory information NO
K. Inferences drawn from other personal information Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics

NO

We may also collect other personal information outside of these categories instances where you interact with us in-person, online, or by phone or mail in the context of:

  • Receiving help through our customer support channels;
  • Participation in customer surveys or contests; and
  • Facilitation in the delivery of our Services and to respond to your inquiries.

How do we use and share your personal information?

More information about our data collection and sharing practices can be found in this privacy notice.

You may contact us by referring to the contact details at the bottom of this page.

If you are using an authorized agent to exercise your right to opt-out we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.

Will your information be shared with anyone else?

We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Each service provider is a forprofit entity that processes the information on our behalf.

We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal data.

Heroic Public Benefit Corporation has not disclosed or sold any personal information to third parties for a business or commercial purpose in the preceding 12 months. Heroic Public Benefit Corporation will not sell personal information in the future belonging to website visitors, users and other consumers.

Your rights with respect to your personal data

Right to request deletion of the data - Request to delete

You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation or any processing that may be required to protect against illegal activities

Right to be informed - Request to know

Depending on the circumstances, you have a right to know:

  • whether we collect and use your personal information;
  • the categories of personal information that we collect;
  • the purposes for which the collected personal information is used;
  • whether we sell your personal information to third parties;
  • the categories of personal information that we sold or disclosed for a business purpose;
  • the categories of third parties to whom the personal information was sold or disclosed for a business purpose; and
  • the business or commercial purpose for collecting or selling personal information.

In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.

Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights

We will not discriminate against you if you exercise your privacy rights.

Verification process

Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g. phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.

We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. If, however, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity, and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.

Other privacy rights

  • you may object to the processing of your personal data
  • you may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the data
  • you can designate an authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.
  • you may request to opt-out from future selling of your personal information to third parties. Upon receiving a request to opt-out, we will act upon the request as soon as feasibly possible, but no later than 15 days from the date of the request submission.

To exercise these rights, you can contact us by visiting https://www.heroic.us/support, or by referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you.

11. Do we make updates to this notice?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.

12. How can you contact us about this notice?

If you have questions or comments about this notice, you may email us at [email protected] or by post to:

Heroic Enterprises, Public Benefit Corporation
9901 Brodie Lane
Ste 160 #1388
Austin, TX 78748
United States

13. How can you review, update, or delete the data we collect from you?

Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please visit send an email to [email protected]. We will respond to your request within 30 days (but typically much sooner!).

Terms of Service

PhilosophersNotes.com

Operated by Heroic Enterprises, Public Benefit Corporation

Last updated: December 17, 2025

Welcome to Heroic. Heroic provides various programs, content, and tools to help people ("Customers" or "you") become and be the best, most "Heroic" version of themselves (as modified, collectively, the "Heroic Programs"). The websites at https://heroic.us and https://www.philosophersnotes.com (collectively, the "Sites"), the mobile applications (the "Mobile Apps"), and the various other related content, tools, services, and other features, functions, software, applications, and websites (together with the Heroic Programs, the Sites, and the Mobile Apps, collectively, the "Heroic Services") are provided and operated, and are being made available to you, the other Customers, and the other users of any of the Services (collectively, "Users") by Heroic Enterprises, Public Benefit Corporation ("Heroic", "us", or "we"). All defined terms used herein shall have the meanings prescribed to these terms in these Terms of Service.

IMPORTANT. THESE TERMS OF SERVICE ("TERMS") GOVERN YOUR ACCESS AND USE OF THE HEROIC PROGRAMS, THE SITES, THE APPLICATIONS, AND THE OTHER HEROIC SERVICES. BY CLICKING "I AGREE", DOWNLOADING, USING, CONFIGURING, OR ACCESSING THE HEROIC PROGRAMS, THE SITES, THE MOBILE APPS, OR ANY OF THE OTHER HEROIC SERVICES, OR OTHERWISE SIGNIFYING YOUR ACCEPTANCE OF THESE TERMS, YOU REPRESENT AND WARRANT THAT (A) YOU ARE AUTHORIZED TO ENTER THESE TERMS OF SERVICE, AND ARE DOING SO, (B) YOU CAN LEGALLY ENTER INTO THESE TERMS, AND (C) YOU HAVE READ, UNDERSTAND, AND AGREE THAT YOU SHALL BE BOUND BY THESE TERMS OF SERVICE AND HEROIC'S PRIVACY POLICY (https://www.heroic.us/privacy-policy-terms-of-service) (THE "PRIVACY POLICY"), AND ALL MODIFICATIONS AND ADDITIONS PROVIDED FOR. IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE OR THE PRIVACY POLICY, PLEASE DO NOT ACCESS OR USE ANY OF THE HEROIC PROGRAMS OR OTHER HEROIC SERVICES.

These Terms contain an Arbitration provision which will, with limited exception, require you to submit disputes you have against Heroic to binding and final arbitration. You will only be permitted to pursue claims against Heroic on an individual basis, not as a plaintiff or class member in any class or representative action or proceeding; and you will only be permitted to seek relief (including monetary, injunctive, and declaratory relief) on an individual basis.

1. Eligibility

 TO ACCESS AND USE PHILOSOPHERSNOTES AND THE RELATED SERVICES, YOU MUST BE AT LEAST 13 YEARS OF AGE. BY CLICKING “I AGREE,” ACCESSING, OR USING PHILOSOPHER’S NOTES, YOU REPRESENT THAT:

  • YOU HAVE NEVER PREVIOUSLY BEEN SUSPENDED OR REMOVED FROM PHILOSOPHER’S NOTES OR RELATED SERVICES OPERATED BY HEROIC;
  • YOU CONFIRM THAT YOU ARE OF LEGAL AGE TO FORM A BINDING CONTRACT WITH HEROIC;
  • YOU WILL COMPLY WITH THESE TERMS AND ALL APPLICABLE LOCAL, STATE, NATIONAL, AND INTERNATIONAL LAWS, RULES, AND REGULATIONS; AND
  • YOU ARE NOT A COMPETITOR OF HEROIC AND DO NOT INTEND TO USE PHILOSOPHER’S NOTES OR ANY OF THE OTHER HEROIC SERVICES FOR REASONS THAT ARE IN COMPETITION WITH THE HEROIC SERVICES OR OTHERWISE TO REPLICATE SOME OR ALL OF THE HEROIC SERVICES FOR ANY REASON.

2. Privacy

Your privacy is important to Heroic. Our goal is to make Philosopher’s Notes as useful and rewarding as possible. In order to do that, Heroic may collect and process information from you when you access or use Philosophers Notes.

Heroic will collect certain personally identifiable information from you as set forth in more detail in our Privacy Policy. By accessing or using Philosopher’s Notes, you agree that Heroic may collect, use, and disclose, as described in the Privacy Policy, the information you provide when you access or use Philosopher's Notes, and in some cases, information that is provided by or through the service.

Philosophers Notes Products

3.1 Product

(a) Subscriptions

Subscriptions provide ongoing access to Philosopher’s Notes content and features made available through PhilosophersNotes.com, and where applicable through Heroic’s digital platforms. Subscriptions may be offered on monthly or annual terms and renew automatically unless cancelled in accordance with Section 3.3.

3.2 Accounts

To access certain parts of the services, you may need to create an account and provide accurate, current information. You are responsible for activity on your account and for keeping your account information current.

3.3 Subscriptions, Renewals, and Cancellation

(a) Automatic renewal

Subscriptions renew automatically unless you cancel.

(b) How to cancel

You may cancel by using your account settings or by contacting support at [email protected] 

(c) Cancellation notice window

To avoid being charged for the next billing period, you must cancel or notify us at least two (2) days before the start of your next billing period.

(d) App store subscriptions

If you purchased a subscription through Apple or Google, billing and cancellation are handled by Apple or Google. You must cancel through your Apple App Store or Google Play subscription settings. Heroic cannot cancel, prorate, or directly refund charges processed by Apple or Google.

(e) Renewal Notices. 

For Subscriptions, Heroic will send a renewal reminder between 5 and 20 days before renewal. For free trials or introductory offers, Heroic will send a reminder between 3 and 21 days before the end of the trial/intro period. (If you purchased through Apple App Store or Google Play, the relevant store’s renewal notices and cancellation tools apply.)

4. Fees, Payments, and Refunds

4.1 Fees Overview

The current fees for all subscriptions and products are listed at https://www.philosophersnotes.com (the “Fees”). Heroic may update Fees at any time as described in Section 4.3.

4.2 Payments and Taxes

(a) Payments. All Fees are due at the time of registration or renewal. You authorize Heroic to charge your chosen payment method for all applicable Fees.

(b) Payment Processing. Payments are processed through third-party providers such as Stripe or the applicable app store (each a “Payment Processor”). Your payments are subject to the Payment Processor’s terms of service. You agree to provide accurate billing information and authorize Heroic to share relevant transaction data for processing.

(c) Future Services. Fees apply only to the subscription or program period purchased and do not guarantee access to future content or services.

(d) Trials & Intro Offers. Plans that include a free trial or introductory price will automatically convert to a paid Subscription at the then-current rate unless cancelled before the trial/intro period ends. Refunds for trials that convert follow the same rules as initial purchases in Section 4.4.

4.3 Changes in Fees and Payment Methods

Heroic may adjust Fees or introduce new charges at any time by posting updates on its Sites or notifying you by email. Continued use after such notice constitutes acceptance of the updated Fees.

4.4 Refunds

(a) Subscriptions.

You may cancel and request a refund within fourteen (14) days of your initial payment.

After fourteen (14) days from the first purchase, all subscription Fees are nonrefundable, but Heroic may offer a credit or service extension at its discretion. Cancellations take effect at the end of the current billing period.

(b) Refund Method & Timing.

Approved refunds are issued to the original payment method only. Bank and card processing times vary (typically 5–10 business days). Any currency conversion differences, bank fees, or third-party charges are not refunded.

(c) Disputes, Chargebacks & Abuse.

If a payment is disputed through your payment provider, Heroic will not issue a refund while the dispute is active. If the dispute is resolved in Heroic’s favor, no further refund will be made. If resolved against Heroic, no duplicate refund will be issued. To protect the service, Heroic may suspend accounts or deny future refunds where we reasonably detect fraud, misuse, or excessive chargebacks.

(d) Contact.

To request a refund or remedy, contact [email protected] with proof of purchase and a brief description of the issue. Heroic will acknowledge receipt and respond within five (5) business days.

5. Grant of Rights; Unauthorized Use

5.1 Grant of Rights

Subject to your compliance with all the terms and conditions set out in these Terms, Heroic hereby grants to you a limited, non-exclusive, non-transferable, freely revocable right to access and use the Philosopher’s Notes products and services and the Site, to the extent of, and in accordance with, these Terms.

5.2 Prevention of Unauthorized Use

Heroic reserves the right to exercise whatever lawful means it deems necessary to prevent the unauthorized access or use of the Philosopher’s Notes services, or the circumvention of such services, including, but not limited to, technological barriers, IP mapping, and directly contacting your Internet Service Provider (ISP) regarding such unauthorized use.

6. Additional Policies

When accessing or using the Philosopher’s Notes services, you may be subject to additional posted policies, guidelines, or rules applicable to the Site or services, which may be posted from time to time (as modified from time to time, the “Policies”). All such Policies are hereby incorporated by reference into these Terms.

7. Respecting Other People’s Rights

Heroic respects the rights of others, and so should you. You shall treat all other users with respect.

8. Modification of These Terms

Heroic reserves the right, at its sole discretion, to change, modify, add, or remove portions of these Terms at any time by posting the amended Terms to the Site. If Heroic updates these Terms, it will update the “Last updated” date at the top of the Terms. Please check these Terms, including any Policies, periodically for changes.

Your continued use of the Philosopher’s Notes services after the posting of changes constitutes your binding acceptance of such changes. In the event of a change to these Terms that materially modifies your rights or obligations (including applicable fees), Heroic will use commercially reasonable efforts to notify you of such change, including by posting notice on the Site or sending an email.

If Heroic requires your acceptance of the changed Terms, changes are effective only after your acceptance. For all other changes, such amended Terms will automatically be effective thirty (30) days after they are initially posted.

IF AT ANY TIME YOU DO NOT AGREE TO THESE TERMS, PLEASE IMMEDIATELY TERMINATE YOUR USE OF THE PHILOSOPHER’S NOTES SERVICES.

To the extent that any modifications to the Terms or Policies are not allowed under applicable law, the prior most recent version shall continue to apply.

9. Digital Millennium Copyright Act

It is Heroic’s policy to respond to notices of alleged copyright infringement that comply with the Digital Millennium Copyright Act.

Heroic reserves the right to terminate without notice any user’s access to the Site if that user is determined to be a repeat infringer. Heroic accommodates and does not interfere with standard technical measures used by copyright owners to protect their materials.

10. Prohibited Conduct

BY ACCESSING OR USING THE PHILOSOPHER’S NOTES SERVICES, YOU AGREE NOT TO:

10.1 Access or use the services for the benefit of anyone other than yourself, except as expressly permitted by these Terms, including selling, reselling, or distributing the content in whole or in part.

10.2 Provide services that are similar to, or based on, the Philosopher’s Notes content or services.

10.3 Copy, disclose, or distribute any data or content available through the Site, including by automated or non-automated scraping.

10.4 Interfere with, circumvent, or disable any security or technological features of the Site or attempt to gain unauthorized access.

10.5 Use bots or automated methods to access the Site, download content, or perform other activities.

10.6 Take any action that imposes or may impose an unreasonable or disproportionately large load on Heroic’s infrastructure.

10.7 Upload invalid data, viruses, worms, or other malicious software.

10.8 Impersonate any person or entity or misrepresent your affiliation.

10.9 Use the services for unlawful or inappropriate activities, including harassment or transmission of deceptive messages.

10.10 Use the services for commercial solicitation purposes.

11. Third-Party Sites

The Site and/or the Philosopher’s Notes services may now or in the future include links or references to other websites or services (“Third-Party Sites”) solely as a convenience to users. These sites or services may include links to educational or informational resources that may be of interest. Heroic does not endorse any such Third-Party Sites or the services, information, materials, products, or services contained on or accessible through Third-Party Sites. Any correspondence, business dealings, or participation in promotions with third parties found through the Site are solely between you and the third party. Access and use of Third-Party Sites is entirely at your own risk.

12. Mobile and Data Services

You are responsible for any mobile or data charges that you may incur in connection with accessing or using the Philosopher’s Notes services. If you are unsure what those charges may be, you should ask your service provider before use.

13. Termination; Terms of Use Violations

13.1 Heroic

You agree that Heroic may, in its sole discretion and for any or no reason, suspend or terminate your access to the Philosopher’s Notes services and remove or discard any associated information, at any time and without notice.

Heroic may also discontinue providing access to the Site or services, in whole or in part, at any time. You agree that Heroic will not be liable to you or any third party for any such termination.

Heroic reserves the right to cooperate fully with law enforcement authorities or court orders requesting disclosure of information related to violations of these Terms. Suspected fraudulent, abusive, or illegal activity may be referred to the appropriate authorities.

13.2 You

Your sole remedy with respect to any dissatisfaction with the Philosopher’s Notes services, these Terms, or Heroic’s practices is to terminate your use of the Site and services. You may stop using the services at any time.

14. Ownership; Proprietary Rights

The Philosopher’s Notes content, Site, and services are owned and operated by Heroic. All visual interfaces, text, summaries, audio, video, graphics, design, compilations, software, and other materials (the “Materials”) are protected by U.S. and international intellectual property laws.

All Materials are the property of Heroic or its licensors. Except as expressly permitted, you may not copy, distribute, modify, create derivative works from, publicly display, or otherwise exploit the Materials. Heroic reserves all rights not expressly granted.

You grant Heroic a non-exclusive, worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, and otherwise exploit any feedback you provide regarding the Philosopher’s Notes services, without compensation.

15. Indemnification

You agree to indemnify, defend, and hold harmless Heroic and its affiliates, employees, agents, licensors, and partners from any claims, losses, damages, liabilities, or expenses arising out of your use or misuse of the Philosopher’s Notes services, your violation of these Terms, or your breach of any representations or warranties herein.

16. No Warranties; Disclaimers

16.1 No Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE PHILOSOPHER’S NOTES SERVICES ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Heroic makes no representation that the services will meet your requirements or achieve any particular result.

16.2 “As Is” and “As Available”

THE PHILOSOPHER’S NOTES SERVICES, CONTENT, AND ANY RELATED INFORMATION ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS, WITHOUT WARRANTIES OF ANY KIND.

16.3 Platform Operation and Content

THE HEROIC PARTIES DO NOT WARRANT THAT THE DATA, RESULTS, CONTENT, FUNCTIONS, OR ANY OTHER INFORMATION OFFERED ON OR THROUGH THE PHILOSOPHER’S NOTES SITE OR SERVICES, OR ANY THIRD-PARTY SITE, WILL BE UNINTERRUPTED OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS, NOR DO THEY WARRANT THAT ANY OF THE FOREGOING WILL BE CORRECTED.

16.4 Accuracy

EXCEPT AS SPECIFICALLY PROVIDED IN WRITING BY HEROIC, THE HEROIC PARTIES DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF, OR THE RESULTS OBTAINED FROM, THE PHILOSOPHER’S NOTES SERVICES OR ANY THIRD-PARTY SITE IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

16.5 Harm to Your Devices

YOU UNDERSTAND AND AGREE THAT YOU USE, ACCESS, DOWNLOAD, OR OTHERWISE OBTAIN CONTENT, INFORMATION, MATERIALS, RESULTS, OR DATA THROUGH THE PHILOSOPHER’S NOTES SITE OR SERVICES, OR ANY THIRD-PARTY SITE, AT YOUR OWN DISCRETION AND RISK, AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING DEVICES) OR LOSS OF DATA RESULTING FROM SUCH USE.

17. Limitation of Liability and Damages

17.1 Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, WILL THE HEROIC PARTIES BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, RELIANCE, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE PHILOSOPHER’S NOTES SITE OR SERVICES, OR ANY THIRD-PARTY SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, HEROIC’S LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

17.2 Limitation of Damages

IN NO EVENT WILL THE HEROIC PARTIES’ TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATING TO YOUR USE OF THE PHILOSOPHER’S NOTES SERVICES OR THESE TERMS EXCEED THE GREATER OF:

(A) $100; OR

(B) THE AMOUNT PAID BY YOU FOR PHILOSOPHER’S NOTES DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM.

17.3 Release for Disputes Between Users

If you have a dispute with any other users or third parties, you release Heroic and the Heroic Parties from all related claims and damages. If you are a California resident, you waive California Civil Code Section 1542.

17.4 Third-Party Sites

THESE LIMITATIONS OF LIABILITY ALSO APPLY TO DAMAGES ARISING FROM PRODUCTS OR SERVICES PROVIDED BY THIRD PARTIES AND ACCESSED THROUGH THE PHILOSOPHER’S NOTES SITE OR ANY THIRD-PARTY SITE.

17.5 Basis of the Bargain

YOU ACKNOWLEDGE AND AGREE THAT HEROIC HAS MADE THE PHILOSOPHER’S NOTES SERVICES AVAILABLE IN RELIANCE UPON THE WARRANTY DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH HEREIN, WHICH FORM AN ESSENTIAL BASIS OF THE AGREEMENT BETWEEN YOU AND HEROIC.

17.6 Limitations by Applicable Law

Some jurisdictions do not allow certain warranty disclaimers or liability limitations. Where such laws apply, the above limitations shall apply to the fullest extent permitted.

18. United States Export Controls

You agree not to export, re-export, or transfer any part of the Philosopher’s Notes services or content, or any related intellectual property, in violation of U.S. or applicable foreign export control laws.

19. Miscellaneous

19.1 Notice

Heroic may provide you with notices, including those regarding changes to these Terms, by email or postings on the Philosopher’s Notes site or services. Notice will be deemed given twenty-four (24) hours after the email is sent, unless Heroic is notified that the email address is invalid. Notices posted on the site are deemed given thirty (30) days following the initial posting.

19.2 Waiver

The failure of Heroic to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision. Any waiver must be in writing and signed by Heroic.

19.3 Dispute Resolution

If a dispute arises between you and Heroic, the goal is to provide a neutral and cost effective method of resolving the dispute quickly. Any dispute, claim, or controversy arising out of or relating to these Terms or the Philosopher’s Notes services will be resolved in accordance with this Section.

Before initiating formal proceedings, you are encouraged to contact Heroic directly to seek resolution.

(a) Choice of Law

These Terms shall be governed by the laws of the State of Texas, without regard to conflict of law principles. Each party waives any right to a jury trial to the fullest extent permitted by law.

(b) Arbitration and Class Action Waiver

PLEASE REVIEW. THIS AFFECTS YOUR LEGAL RIGHTS.

All disputes between you and Heroic relating to these Terms or the Philosopher’s Notes services shall be resolved by binding, individual arbitration administered by the American Arbitration Association. Arbitration shall take place in Travis County, Texas, in English.

You may bring claims only on an individual basis. Class actions, class arbitrations, private attorney general actions, and consolidated proceedings are not permitted.

This arbitration provision is governed by the Federal Arbitration Act.

(c) 30-Day Right to Opt-Out

You may opt out of arbitration by sending written notice to [email protected] within thirty (30) days of first using the Philosophers Notes services or agreeing to these Terms.

(d) Improperly Filed Claims

Claims filed contrary to this section may be deemed improper, and Heroic may seek recovery of reasonable attorneys’ fees and costs, up to $15,000, if the claim is not promptly withdrawn after notice.

(e) Prevailing Party

The prevailing party in any arbitration or legal proceeding shall be entitled to recover reasonable attorneys’ fees and costs.

(f) Limitation on Time to File Claims

Any claim must be brought within one (1) year after the cause of action accrues, or it is permanently barred.

19.4 Severability

If any provision is held unenforceable, it shall be limited or eliminated to the minimum extent necessary, without affecting the remaining provisions.

19.5 Relationship of the Parties

Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship. You remain an independent party.

19.6 Assignment

You may not assign these Terms without Heroic’s consent. Heroic may assign freely.

19.7 Survival

Sections that by their nature should survive termination shall survive, including but not limited to Sections 1, 2, 4.4, and 9–19.

19.8 Headings

Headings are for convenience only and do not affect interpretation.

19.9 Entire Agreement

These Terms, together with the Privacy Policy and any incorporated Policies, constitute the entire agreement regarding the Philosopher’s Notes services.

19.10 Geographic Restrictions

Heroic is based in Texas, United States. Accessing the Philosopher’s Notes services outside the U.S. is at your own risk and subject to local laws.

19.11 Electronic Communications

You consent to receive communications electronically and agree that such communications satisfy legal writing requirements.

19.12 Disclosures

The Philosopher’s Notes services are offered by:

Heroic Enterprises, Public Benefit Corporation
9901 Brodie Lane
Ste 160 #1388
Austin, TX 78748
United States

[email protected] 

California residents may request this information in writing and are entitled to applicable consumer rights notices.

California users are also entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.